Home loss history and insurance basics in North Carolina
Public records of what has happened to homes in North Carolina, the companies that commonly insure homes here, and what coverage typically costs.
Loss history
What has been recorded in North Carolina
- Floodrecorded flood claims and flood events98,995
- Windrecorded wind events7,464
- Hailrecorded hail events1,623
These are public records of events and claims filed in an area. They do not describe what any insurer paid, denied or settled, and they do not compare companies.
Source: FEMA NFIP redacted claims (OpenFEMA), 1996 to 2026. Open the source
Source: NOAA Storm Events Database, 2015 to 2025. Open the source
Common carriers
Carriers commonly insuring homes in North Carolina
We have not loaded carrier information for this state yet.
Typical coverage cost
Published average in North Carolina
We have not loaded coverage cost information for this area yet.
After user reports
What people here have told After
Not enough After reports yet to show local patterns.
Counties with loaded records
- Alamance County
- Alexander County
- Alleghany County
- Anson County
- Ashe County
- Avery County
- Beaufort County
- Bertie County
- Bladen County
- Brunswick County
- Buncombe County
- Burke County
- Cabarrus County
- Caldwell County
- Camden County
- Carteret County
- Caswell County
- Catawba County
- Chatham County
- Cherokee County
- Chowan County
- Clay County
- Cleveland County
- Columbus County
- Craven County
- Cumberland County
- Currituck County
- Dare County
- Davidson County
- Davie County
- Duplin County
- Durham County
- Edgecombe County
- Forsyth County
- Franklin County
- Gaston County
- Gates County
- Graham County
- Granville County
- Greene County
- Guilford County
- Halifax County
- Harnett County
- Haywood County
- Henderson County
- Hertford County
- Hoke County
- Hyde County
- Iredell County
- Jackson County
- Johnston County
- Jones County
- Lee County
- Lenoir County
- Lincoln County
- Macon County
- Madison County
- Martin County
- McDowell County
- Mecklenburg County
- Mitchell County
- Montgomery County
- Moore County
- Nash County
- New Hanover County
- Northampton County
- Onslow County
- Orange County
- Pamlico County
- Pasquotank County
- Pender County
- Perquimans County
- Person County
- Pitt County
- Polk County
- Randolph County
- Richmond County
- Robeson County
- Rockingham County
- Rowan County
- Rutherford County
- Sampson County
- Scotland County
- Stanly County
- Stokes County
- Surry County
- Swain County
- Transylvania County
- Tyrrell County
- Union County
- Vance County
- Wake County
- Warren County
- Washington County
- Watauga County
- Wayne County
- Wilkes County
- Wilson County
- Yadkin County
- Yancey County
After provides general information, not legal or insurance advice.