Something else
Start without your policy.
Nothing here is quoted from your documents, because none have been read yet. These are the general moves for this kind of incident.
Your next moves
- 1
Document everything before anything is moved or removed.
Wide shots of each room, close ups of the damage, the source itself, and every area that will end up behind or under repairs.
- 2
Report the loss if you decide to.
Whether to report a loss is your decision. Add your policy so you can read what it asks about notice.
- 3
Line up a remediation company.
Emergency dry out and rebuild are two different crews at two different times.
- 4
Once a claim is filed, start a log.
Claim number, the date you reported, and the name and role of every person you speak with, each time.
When the documents turn up
Add them and the reading happens.
Your declarations page is usually one or two pages, and it holds most of the numbers. Your agent or your carrier’s website can send it.
Who insures your home?
Start typing, or tap a name. You can skip this.
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After provides general information and helps you organize and understand your documents. It does not provide legal advice, insurance advice, coverage determinations, or claims representation.