After Area Map

Home loss history and insurance basics in South Carolina

Public records of what has happened to homes in South Carolina, the companies that commonly insure homes here, and what coverage typically costs.

Loss history

What has been recorded in South Carolina

  • Floodrecorded flood claims and flood events29,811
  • Windrecorded wind events6,165
  • Hailrecorded hail events1,207

These are public records of events and claims filed in an area. They do not describe what any insurer paid, denied or settled, and they do not compare companies.

Source: FEMA NFIP redacted claims (OpenFEMA), 1996 to 2026. Open the source

Source: NOAA Storm Events Database, 2015 to 2025. Open the source

Common carriers

Carriers commonly insuring homes in South Carolina

  • State Farm Fire and Casualty Co21.4%
  • Allstate Vehicle and Property Insurance Company5.3%
  • Travelers Personal Insurance Company4.6%
  • United Services Automobile Association4.3%
  • First Protective Insurance Company4.2%
  • Homesite Insurance Company of the Midwest3.6%
  • South Carolina Farm Bureau Mutual Ins Co3.6%
  • Auto-Owners Insurance Company3.4%
  • USAA Casualty Insurance Company2.7%
  • SureChoice Underwriters Reciprocal Exchange2.7%

Share of homeowners premium written in the state. This is how common a company is here, not a judgment about any company.

Source: South Carolina Department of Insurance market share report, 2024. Open the source

Typical coverage cost

Published average in South Carolina

We have not loaded coverage cost information for this area yet.

After user reports

What people here have told After

Not enough After reports yet to show local patterns.

Counties with loaded records

After provides general information, not legal or insurance advice.