Home loss history and insurance basics in Berkeley County, SC
Public records of what has happened to homes in Berkeley County, plus the companies that commonly insure homes in South Carolina and what coverage typically costs.
Loss history
What has been recorded in Berkeley County
- Floodrecorded flood claims and flood events538
- Windrecorded wind events165
- Hailrecorded hail events64
Berkeley County sits in the middle range for loss history in South Carolina among the areas we have loaded (ranked 10 of 46).
These are public records of events and claims filed in an area. They do not describe what any insurer paid, denied or settled, and they do not compare companies.
Source: FEMA NFIP redacted claims (OpenFEMA), 1996 to 2026. Open the source
Source: NOAA Storm Events Database, 2015 to 2025. Open the source
Common carriers
Carriers commonly insuring homes in South Carolina
- State Farm Fire and Casualty Co21.4%
- Allstate Vehicle and Property Insurance Company5.3%
- Travelers Personal Insurance Company4.6%
- United Services Automobile Association4.3%
- First Protective Insurance Company4.2%
- Homesite Insurance Company of the Midwest3.6%
- South Carolina Farm Bureau Mutual Ins Co3.6%
- Auto-Owners Insurance Company3.4%
- USAA Casualty Insurance Company2.7%
- SureChoice Underwriters Reciprocal Exchange2.7%
Share of homeowners premium written in the state. This is how common a company is here, not a judgment about any company.
Source: South Carolina Department of Insurance market share report, 2024. Open the source
Typical coverage cost
Published average in Berkeley County
We have not loaded coverage cost information for this area yet.
After user reports
What people here have told After
Not enough After reports yet to show local patterns.
After provides general information, not legal or insurance advice.